Whether due to a chronic health condition, a medical emergency, or simply aging, many seniors develop a need for long-term care. If you or one of your loved ones are in need of assistance in daily activities, you might want to consider custodial care. Main Points Custodial care is a type of long-term, non-medical caregiving. […]
What Is Custodial Care? Read More »
As life expectancy increases, more and more seniors will reach their 80s and 90s. And the longer they live, the more likely they will need help with everyday custodial care. However, all such care leading up to the need for skilled nursing care in skilled nursing facilities or home health care is not covered by
How Much Does Long-term Care Insurance Cost? Read More »
In the United States, there are currently 40.4 million unpaid caregivers for adults aged 65 and older.1 Many of these caregivers are family members providing care for a loved one. For family caregivers, burnout is a frequent and serious concern. Caregiver burnout begins when the quality of life of the caregiver declines. Respite care attempts
What is Respite Care? Read More »
Many seniors will find that living independently with declining cognitive abilities may become increasingly difficult and unsafe. Memory care units and facilities are designed to assist those living with dementia and unable to care for themselves. Memory care is a popular choice; in the last decade, it is the top growing sector in the assisted
What Is Memory Care? Read More »
Typically Medicare does not cover nursing home care. In some instances, Medicare may cover very limited periods for rehabilitation after a hospital stay of at least three days in a nursing home. Generally, you should not rely on Medicare for any coverage of an extended nursing home stay. When thinking about Medicare nursing home coverage,
Does Medicare Cover Nursing Homes? Read More »
What are Residents’ Rights? Residents’ rights ensure that someone living in a nursing facility will enjoy the same rights as someone living in the larger community. Further, through the Nursing Home Reform Act of 1987, Long-term care facilities accepting Medicare / Medicaid are required to provide the following rights to residents: Additionally, the Nursing Home
Residents’ Rights in Long-Term Care: Assisted Living, Nursing Homes & Group Homes Read More »
What Does Long-term Care Insurance Cover? Long-term care insurance helps seniors cover non-medical needs and services in an assisted living facility, nursing home or in-home care due to a serious illness, disability, injury or effects of aging. These services may include help with daily tasks, professional nursing care and rehabilitation. There may also be coverage
What Is Long-term Care Insurance? Read More »
As seniors age, they tend to find it harder and harder to do specific tasks. The difficulty can result from the natural aging process, a health condition, or a physical or cognitive issue accompanying dementia. When those tasks are essential life tasks, those people may no longer be able to stay at home enjoying independent
What are Activities of Daily Living (ADLs & IADLs) Read More »
Assisted Living vs. Memory Care Assisted living and memory care are both long term care facilities for those who require help with several activities of daily living. Memory care provides enhanced long-term care for seniors with memory loss or memory issues (such as Alzheimer’s disease or dementia) and may be a part of an assisted
Assisted Living vs Memory Care: What’s The Difference? Read More »
1 in 5 adults 85 and older who are living in the U.S. say they need or currently receive help with daily living. These daily functions, or activities, are referred to as activities of daily living or “ADLs”. Assisted living is long-term residential care for those who need assistance with ADLs or can benefit from
What is Assisted Living? Read More »
